Houseboat Insurance
| Insurer | Outstanding Policy Features | Quote |
|---|---|---|
| Towergate Mardon and marine and boat insurance specialists, with over 30 years experience offering a true personal service. |  |
|
| Noble Marine are only able to provide Narrowboat Insurance for boats owned by UK Residents or boats that are UK registered. | |
Living on the water is a dream of many. It can provide the ultimate escape, and if you fancy a change just uproot the mooring and get moving! If you’re on the lookout for a houseboat then always make sure to have adequate houseboat insurance in place so you’re prepared for all eventualities, as failing to do so can be a costly mistake.
It won’t only be costly, but some moorings specify that you need to have house boat insurance if you want to stay there. This is to protect the other boat owners as well as yourself, as if an accident were to occur when you’re on the move you’d have to pay any damages out of your own pocket.
It’s also essential when you consider the sheer cost of your houseboat. It can be an incredibly expensive purchase, and besides, you wouldn’t even think of not insuring your home on land so why should this be any different? Vandalism, theft, accidental damage, fire or indeed anything else could all take its toll, so make sure you’re covered so you don’t lose out.
Check where you’ll be insured as well. All policies should be able to cover you when on English waterways and on any interconnecting waters, but make sure to check and always get advice from your company’s specialist advisors if necessary.
As it’s your home it’s a good idea to ensure that your contents will be covered as well, but always check with your individual insurer so you know what you’re getting for your money. This is one of the biggest advantages to doing your research – if you look around and compare enough quotes you can be sure that you’re getting the best deals, so always get as much as you can for your money.
It goes without saying that your policy should be as comprehensive as possible. It’s often a good idea to speak directly to the insurer to see what you’re getting, particularly as most insurers won’t be able to offer an online quote with this type of vessel. You want to make sure you’re getting the best that you can, so give as much information as possible.
Houseboat insurance really is an essential purchase for anyone that owns such a vessel. It protects your home, your possessions and means you’re completely covered should anything happen, so why wouldn’t you want it? Always make sure to look around to find the best cover for you, and you can look forward to living your new life on the waters.