Windsurfing Insurance
| Insurer | Outstanding Policy Features | Quote |
|---|---|---|
| Third party liability cover. Automatic transit cover. |  |
|
| Noble Marine are specialist insurance brokers providing boat insurance for most types of pleasure craft based in the UK. | |
Windsurfing is one of those sports that you just have to try, and if you’ve already realised how much fun it can be then you probably want windsurfing insurance to protect your valuable possession.
It’s essential that you have such insurance in place to protect your own interests in the event of an accident, as if someone else were to be injured as a result of your sailboard you’d have to pick up the bill. Third party liability cover should therefore form the basis of your policy, meaning that you’re not personally liable for any costs that could be incurred.
You need to be covered both when you’re on the road and when you’re on the waves, as accidents can occur no matter where you are. Most insurance policies will be able to offer both types of cover, so make sure that they do before you sign on the dotted line.
But, never forget about the possibility of theft. Your sailboard could well be expensive so it makes sense to protect your asset, so always look for windsurfing insurance that can cover you in the event that someone steals it. It’s also wise to look for policies that can offer things like a low excess so you don’t have to pay too much out of your own pocket, and always see what added extras can be included.
You also need to check the limitations of your cover. Most insurance policies will be able to insure your sailboard for use on inland and coastal waters, and just about all will include European cover as standard. But, always check the restrictions (such as the length of time you can be in the EU and any delay that could be applicable before you’ll be covered abroad) to make sure you’re fully covered, as you wouldn’t want to get on your holiday to find that you hadn’t read the small print.
One of the biggest issues any novice windsurfer will have is finding the right company to buy their policy from. Windsurfing insurance is incredibly specialised and as such you’ll need to look for specialist insurers to accommodate, but fear not – they are out there. Do a quick internet search or head to comparison websites, and always make sure to compare several to make sure that you’re getting the best deal. As long as you’ve got cover in place you can hit those waves in confidence, so what are you waiting for?